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ATM Placement Services—Right for Your Business?

ATM placement services can be a good way to attract more customers, enhance convenience, and boost profits. You could purchase a machine yourself and experience the same benefits, but do you have the time and energy for that? Free ATM placement services handle the hard work for you so that you can sit back and watch your customers take advantage of your new service offering.

If your business sees regular foot traffic—whether you run a convenience store, gas station, bar, salon, or small grocery—hosting an ATM could bring you consistent benefits with virtually no downside. Here’s how to know if an ATM placement is right for your business.

Do You Want to Increase Foot Traffic and Impulse Purchases?

When customers see an ATM on-site, they’re more likely to step inside. Even if they initially come just to withdraw cash, many end up making an unplanned purchase. According to a recent intercept survey by the public opinion company Creative Consumer Research, consumers go out of their way to use in-store ATMs. Seventy percent of respondents said they visited the store primarily to use the ATM, and 33% of ATM users made a purchase with nearly half using money they got from the ATM.

For example, a customer stopping for $40 might decide to grab a drink or snack on their way out. Over time, this can translate to meaningful increases in daily sales—especially for convenience-driven businesses.

Do You Want to Earn Passive Income Without Lifting a Finger?

Most ATM placement providers offer free installation, maintenance, and cash loading, meaning there’s no cost to you, the business owner. You simply provide the space and electricity.

In return, you can earn a commission on every transaction, creating a steady stream of passive income. The more your customers use the ATM, the more you earn, all without managing the machine yourself.

Do You Want to Enhance Customer Convenience?

Even in an increasingly digital world, many customers still prefer cash—especially for small purchases, tips, or cover charges. Having an ATM on-site saves customers a trip to the bank and keeps them spending in your location instead of leaving to find cash elsewhere. This small convenience can set you apart from competitors who don’t offer the same service.

Do You Want to Avoid Hassle and Risk?

Quality ATM placement services handle everything. They deliver, install, and set up the machine. They regularly stock the machine with cash. Maintenance and repairs are handled by the placement service, too. You also have the benefit of 24/7 customer support if you work with the right company.

That means you get all the benefits of having an ATM without the headaches of managing one yourself. It’s a truly hands-off partnership that adds value to your business.

Are You an Ideal Location for ATM Placement?

There are a few factors that can be used to determine whether a store or business is a strong candidate for an ATM. A strong candidate basically means that an ATM would do well, seeing at least a few transactions a day.

The first criteria is consistent daily foot traffic. There needs to be enough people passing by the store or machine to increase the rate of users. The more people with access to and knowledge of the machine, the more successful it will be.

If many of your customers make cash purchases, you could be a strong candidate for ATM placement services. If someone is shopping at your location, wants to make a cash purchase, and sees an ATM, there is a greater chance they will use it. This makes cash-only businesses some of the strongest candidates.

Businesses in locations with limited nearby access to bank ATMs have a greater need for ATM service. The farther customers have to travel for access to their accounts, the less convenient it becomes. So if your business is located where there is a gap in the market, you stand to enhance convenience as well as avoid sharing customers with other nearby competing locations.

Some of the most common examples of strong locations for ATM placement services include convenience stores, liquor stores, gas stations, bars, barber shops, nail salons, laundromats, and local restaurants. However, that doesn’t mean that you aren’t a candidate or can’t still place an ATM. It really boils down to the needs of your customers and passers by in your area.

Where Do You Start?

Are you willing to regularly fill the ATM with cash?

Can you afford to take time out of running your business to fix an ATM error if one does occur?

Do you want to spend time keeping the machine cleaned?

Can you make sure it is always up-to-date with the latest software?

Do you have a few thousand dollars to spend on your own ATM equipment?

If you answer no to any of those questions above, we recommend ATM placement services. If you’re looking for an easy way to attract more customers, increase revenue, and improve service—all at no cost—ATM placement could be the perfect fit.

Partnering with a trusted ATM provider allows you to turn unused floor space into a profit-generating asset while making your business more convenient for your customers. ATMDepot makes it easy:

Simply send in your ATM Placement Request, and ATMDepot will search our repertoire of well-established and certified Independent ATM Deployers (IADs) for a representative of ours in your area. Then, once we find one, we’ll put you in touch. This IAD will be able to place an ATM in your store for free. In addition, they will assist you with the other ATM services you’d like provided, like filling the machine with cash and/or maintaining updates and cleanliness.

ATMDepot specializes in free ATM placement for high-traffic businesses. We handle everything—installation, service, and maintenance—so you can start earning more without doing more. Contact us today to see if your business qualifies for a no-cost ATM placement program.

Bookkeeping and Taxes for ATM Entrepreneurs: Why Zoho Books Is the Smart Start

by NoahW

Disclaimer: This is not tax advice. I’m not a CPA. Always check with a qualified tax professional before making financial decisions. What follows is based on real-world experience in the ATM business, plus what works for many independent ATM deployers (IADs) just getting started.

Why Bookkeeping Matters in the ATM Business

When you’re new to the ATM business, it’s easy to think:

“I’ll track deposits in my bank account.”
“I’ll remember what I spent on paper and modems.”
“Taxes? I’ll deal with them when April rolls around.”

That approach works for about three months… until:

You forget which deposits are surcharge revenue vs. vault cash cycling back.
You scramble to find receipts for ATM supplies.
You miss deductions that could have saved you thousands.

Good bookkeeping isn’t busywork. It’s the foundation of:

Clear financial reporting
Stress-free tax preparation
Understanding which ATMs make money and which need to be relocated

And here’s the truth: your ATM business may be small at first, but the IRS doesn’t care. If you earn $1 or $1 million, they expect clean, accurate reporting.

How the ATM Business Works with Bookkeeping

Before diving into software, let’s clear up what you actually need to track:

Surcharge Income: This is your revenue. Every transaction generates a fee, and your processor pays it out to you.
Vault Cash: This refers to your money circulating in and out of the machine. It’s not income, but you need to track it so you know how much is tied up in ATMs.
Expenses: Wireless modems, receipt paper, ATM parts, travel costs, insurance, marketing, etc.
ATM Assets: The machines themselves. You’ll depreciate these for tax purposes (typically 5 years under MACRS).

If you try to track all this with just a bank statement, good luck. You’ll constantly mix up deposits, and when tax time comes, you’ll wish you had started earlier.

Why Zoho Books Free Plan Is a Great Starting Point

Here’s the deal:

Zoho Books is 100% free if your annual revenue is under $50,000.
When you’re starting, $50k revenue is usually half a dozen ATMs doing around $700–$800 each per month.
It could take 6 months to a year to hit that, unless you’re an absolute hustler placing machines nonstop.

That means you can run your books professionally, at no cost, during your startup phase. By the time you outgrow the free plan, your business should be making enough to cover paid software.

Pros and Cons of Zoho Books

Pros:

Free under $50k revenue
Cloud-based (log in anywhere)
Easy to use—much friendlier than spreadsheets
Automates recurring entries (like surcharge payouts)
Can connect to bank accounts for automatic imports
Generates basic tax-ready reports

Cons:

Not as widely recognized as QuickBooks (some CPAs prefer QuickBooks files)
Limited integrations compared to larger tools
If you outgrow the free plan, pricing jumps (though still cheaper than QuickBooks)
Payroll features are limited in the U.S.

For most new IADs, the pros heavily outweigh the cons.

Zoho Books vs QuickBooks vs Spreadsheets

Here’s the side-by-side:

Feature	Zoho Books Free	QuickBooks Online	Spreadsheets
Cost	Free under $50k	$30–$90/month	Free (time cost)
Ease of Use	Beginner-friendly	Steeper learning curve	Depends on your skills
ATM Specific Setup	Easy to customize categories	Doable, more complex	Manual formulas
Reports	Good basics (P&L, balance sheet)	Excellent, advanced	Only what you build
Scalability	Upgrade when you grow	Scales easily	Doesn’t scale well
CPA Friendly	Some CPAs less familiar	Industry standard	CPAs hate it
Automation	Bank feeds, recurring entries	Best-in-class automation	Zero

Verdict:

Spreadsheets are fine if you like pain, broken formulas, and staying up until 2 AM in April.
QuickBooks is powerful, but it can be pricey for beginners.
Zoho Books free plan is the sweet spot for new IADs.

Setting Up Zoho Books

Here’s how to get started. I’m not going to show actual screenshots of my setup and blur things, so show you with a simulated screenshot.

Step 1: Create Your Account

Welcome to Zoho Books

[Get Started for Free]
Track income, expenses, invoices and more—all in one place.

Go to Zoho Books and sign up for the free plan.
Use your business email (not personal Gmail) to keep things professional.

Step 2: Add Your Bank Account

Banking

[Link Bank Account]
No accounts linked yet

Click Link Bank Account.
Connect the account where your processor deposits surcharge or where you receive any other revenue (this is NOT your vault account).
This will let you automatically import transactions.

Step 3: Set Up Categories

ATM Revenue

Record Income

Amount: $1,000
Category: [ +Add New Category ]

Notes: Processor payouts or Surcharge Income

Add new category: ATM Surcharge Revenue
Use this every time your processor deposits your surcharge share.

Vault Cash

Transfer Funds

From: Business Bank Account
To: Vault Cash Clearing
Amount: $5,000

Create a category called Vault Cash Clearing.
This helps you track how much of your money is sitting inside ATMs.
Set aside a fixed amount that you will use for vault cash. You will always balance back to this amount, as vault cash funds are either in the ATM, in the vault cash account, or in transit after being withdrawn. This will be set up in a vault cash account at your bank (other than your income account).

Step 4: Generate Reports

Reports

Profit & Loss
Balance Sheet
Cash Flow Statement
Expense by Category

Profit & Loss shows surcharge revenue minus expenses.
The Balance Sheet shows ATM machines as assets, and vault cash as clearing.
Expense by Category shows where your money goes.

Pro tip: Run these monthly. Don’t wait until tax season.

Basic Tax Strategies for ATM IADs (Not Tax Advice)

Here are the basics you’ll want to remember (and run by a CPA):

Separate accounts: Never mix personal and business.
Track mileage: Every trip to load or service an ATM can be deducted.
Depreciate machines: ATMs are 5-year assets. Depreciation saves you money.
Keep receipts: For supplies, wireless, repairs, and insurance.
Know your 1099-Ks: Your processor may issue them, but confirm income matches your books.
Quarterly taxes: If you’re profitable, set aside money and pay quarterly to avoid penalties.

Will you Outgrow Zoho Books?

The question is really whether you’ll want to upgrade or change when:

Your revenue is consistently over $50k (the Zoho Free version is limited to $50K)
You add employees or need payroll
You want more integrations with other apps
Your CPA insists on QuickBooks or other software for easier collaboration if you hire one

Options:

Upgrade Zoho to a paid plan (still cheaper than QuickBooks)
Switch to QuickBooks or Xero and import data
Export from Zoho before hitting limits

Final Thoughts

If you’re just starting your ATM business:

Don’t waste time with messy spreadsheets.
Don’t pay for QuickBooks before you need it.
Use Zoho Books Free Plan to track revenue, vault cash, and expenses.

You’ll learn good bookkeeping habits without spending a dime. And when you reach $50k revenue, congratulations — you’ll have other opportunities, such as deciding how to scale, rather than whether you can afford accounting software.

Why Every Retail Store Should Consider a Free ATM Placement

by Amber Iven

Every retail store should consider a free ATM placement. As a business owner, you are probably always searching for ways to attract more customers and increase revenue, especially in today’s competitive retail environment. One powerful strategy is free ATM placement.

By partnering with a provider who installs and manages an ATM at no cost, retailers can transform a small corner of their store into a profit-generating convenience for customers. In this article, we’ll highlight all the ways your store can benefit from an on-site ATM machine and how you can get one installed for free.

What Is Free ATM Placement?

Does a free ATM placement sound too good to be true? Here’s how it works:

Free ATM placement means a third party provides your business with an ATM. This third party typically handles installation, maintenance, and cash loading all at no charge to you. In some cases, however, you can agree to take on one or more of these responsibilities for a share of the surcharge revenue (more on that later).

Essentially, a free ATM placement is a hands-off way to add a valuable service for your customers. But there are a number of other ways your store can benefit as well.

Benefits of Free ATM Placement for Retail Stores

Increased Foot Traffic

Increased foot traffic means more potential business and revenue. Shoppers in need of cash will naturally be drawn to your store if they know an ATM is available.

Recently, public opinion company Creative Consumer Research surveyed retail customers across the US on store premises at locations where ATMs were available in an effort to gain insight into the impact of in-store ATMs on consumer traffic and purchase behaviors.

Of the 395 customers surveyed, 70% reported visiting the store primarily to use the ATM! This extra traffic translates into more opportunities for new customers and higher overall sales.

Higher Sales and Impulse Purchases

Customers who withdraw money from an in-store ATM often spend it immediately, many times in your store. According to the Creative Consumer Research survey, 33% of ATM users made a purchase while in the store, about 52% of whom paid for their purchases with cash they had just withdrawn from the in-store ATM. Convenience stores, gas stations, and small retailers especially benefit from this spending pattern.

Enhanced Customer Convenience

A retail ATM placement also ensures that customers don’t have to leave your business to find cash. The Creative Consumer Research survey found that 59% of respondents came to the in-store ATM because it was convenient. Furthermore, 54% said they would shop at the store less often if the ATM was removed. Convenience keeps sales in your store and positions you as a customer-first location.

Passive Income Through Surcharge Revenue

With free ATM placement, store owners have the potential to receive a share of each transaction fee. Even with moderate use, these small payments can add up to a steady passive income stream.

However, this is dependent on the agreement you make with the third party ATM owner. Even if you opt for a free placement without a share of the surcharge revenue, you are still going to experience a number of lucrative benefits simply based on the added convenience it offers your customers.

Zero Cost, Zero Responsibility

Alternatively to receiving passive income through surcharge revenue, you could be experiencing other lucrative benefits with zero cost and zero responsibility on your part. In a typical free ATM placement arrangement, the provider, or ATM owner, covers the equipment, service, and ongoing support.

Your only responsibility is offering the floor space. That is, unless the provider shirks their responsibilities. Hosting an ATM machine that is frequently out of service or out of order negates all of these benefits.

When questioned in the Creative Consumer Research survey about the most valued attributes in an ATM, 27% cited reliability. And remember that 59% cited convenience. Your ATM is neither reliable nor convenient if it isn’t consistently functional or properly stocked with cash.

So, if you find yourself in a situation where your provider is not holding up their end of the bargain, it then becomes your responsibility to terminate your contract and find another, more reliable provider to partner with.

Competitive Edge

By offering on-site cash access, your business gains an advantage over nearby competitors. Shoppers are more likely—59% more likely—to choose your location if they know they can access both cash and their essentials in one stop.

Reduced Credit Card Processing Fees

Every time a customer pays with a card, retailers lose a portion of the sale to processing fees. Processing fees typically account for between 1.5% and 3.5% of the sale which adds up quickly, especially for businesses that operate on thin margins or process many small-ticket transactions.

By offering an on-site ATM, you make it easier for customers to pay with cash instead of cards. Cash purchases mean no swipe fees, no interchange costs, and no deductions from your profits.

For convenience stores, gas stations, and other retailers where small-ticket transactions are common, encouraging cash transactions can preserve a meaningful share of revenue. In this way, free ATM placement not only increases sales but also helps you keep more of what you earn.

Is Free ATM Placement Right for Your Store?

If you operate a retail store, gas station, convenience store, or other high-traffic business, a free ATM could significantly enhance your bottom line. The best part is it requires no investment, no maintenance, and little to no effort on your part.

When it comes to determining whether you want to buy an ATM for your location or have a professional place and operate a free ATM at your location, you first have to figure out how much time you’re willing to put into an ATM machine. Are you willing to fill it with cash? Willing to take time out of running your business to fix an ATM error if one does occur? Are you willing to take time to keep the machine cleaned? Willing to keep it up-to-date with the latest software? Are you prepared to foot the cost of an ATM machine for your business by yourself?

If your answer is yes, you can own and operate your own ATM machine from your own store. Our free ATM Start-Up Kit will walk you through each step you need to get started. Simply review the kit, fill out the paperwork, send it back to us, and you’ll be ready to place your order!

If you answered no to any of the questions above, then a free ATM placement could be right for your store!

How to Secure Your Own Free ATM Placement

Free ATM placement is a simple, no-cost way to boost foot traffic, sales, and customer satisfaction while potentially earning passive income. In an industry where every advantage matters, offering on-site ATM access can set your store apart. Partnering with an ATM provider allows you to grow your business. ATMDepot can help.

Send in an ATM Placement Request, and ATMDepot will search our repertoire of well-established and certified Independent ATM Deployers (IADs) for a representative of ours in your area. Once we find one, we’ll get you in touch. The IAD will be able to place an ATM in your store for free in addition to assisting you with whatever ATM services you’d like provided like filling the machine with cash and/or maintaining updates and cleanliness. Contact us to take the first step today!

Web Page Benefits: 7 Reasons to Design a Custom ATM Web Page

by Amber Iven

Web page benefits are numerous when it comes to scaling your ATM business. If you’ve been wishing that leads would just come to you, we’ve got the solution: a custom-designed web page.

In today’s digital marketplace, even cash-focused industries like ATM operations can’t afford to overlook the power of an online presence. You as an ATM business owner rely heavily on visibility, trust, and accessibility to attract new partners and retain customers. A custom-built website offers ATM businesses more than just a digital storefront. It serves as a tool to showcase services, build credibility, and connect with merchants and customers in real time.

From highlighting machine locations to offering partnership opportunities, a tailored web page can turn an ATM company into a professional, trustworthy brand that stands out in a competitive market. Keep reading to see how a custom web page can benefit you and how to get access to a done-for-you custom ATM business web page.

7 Web Page Benefits

1. Professional Branding and Credibility

A custom web page allows you to fully align the design with your brand identity. This might include colors, logos, tone, style, etc. specific to who you are and what your business represents. These brand indicators can be applied to other marketing tools, too, like social media pages, business cards, machine wraps, or even your clothing. Branding allows your specific business to be recognized on sight—you become who people think of when they need ATM service.

Strong branding also builds trust. It creates an image of professionalism and dedication. Especially when it comes to a web page, customers often view businesses with their own site as more legitimate than those relying only on social media or third-party platforms.

2. Full Control and Flexibility

Unlike template-based sites, you’re not limited in layout or functionality with a custom web page. You can add features tailored to your business. For example, consider adding one or more of the following:

ATM Locator Map (integrated with Google Maps)
Service Offerings (installation, operation, cash loading, monitoring, maintenance)
Partnership Opportunities (for retailers who want to host an ATM)
Testimonials and Case Studies (to build credibility with merchants)
Support/Contact Page (quick help for machine issues or merchant questions)

A custom web page also offers integration opportunities. Analytics can track which locations customers search for most. Interested retailers can use lead capture forms to request a machine. And customer support tools like live chat and FAQs can improve the customer experience.

3. Better User Experience (UX)

A custom web page can be designed around your customers’ needs, making navigation intuitive and improving engagement. You can streamline the journey so visitors quickly find what they’re looking for whether it’s services, products, or contact info.

Publishing information like location finders and surcharge rates can make your ATMs more convenient than your competitors’. You also have the opportunity for mobile optimization. Many ATM customers are on-the-go, so a mobile-friendly design ensures users can quickly find ATM locations or services.

4. Search Engine Optimization (SEO)

A custom web page can be optimized from the ground up for search engines, giving you a better chance of ranking higher on Google. More organic traffic means less reliance on paid ads.

SEO and visibility are the biggest web page benefits. It helps your business web page show up when people search “ATM near me” or “ATM services”. Featuring your custom web page on an already high-ranking website, like an “ATM providers near me” web directory, helps you be seen and get the traffic you need.

Businesses that create custom web pages on high-ranking directories or websites improve visibility, credibility, and lead generation. This increases revenue and offers long-term growth. These benefits come from both the SEO boost and the trust that consumers place in reputable directories.

Enhancing your online presence and appearing in an “ATM providers near me” targeted directory listings significantly increases the likelihood of being discovered by local businesses actively seeking your services. It allows you to stand out in the digital landscape.

5. Scalability and Long-Term Savings

As your business grows, a custom web page can grow with you. New features, sections, or tools can be added without rebuilding from scratch.

When considering the upfront cost, remember that a custom web page can save money over time compared to paying for multiple plugins, subscriptions, or redesigns. And the value a custom web page provides in increased visibility and lead generation for merchant partnerships more than justifies the cost.

6. Improved Security

Custom web pages can be built with stronger security measures than other, ready-made platforms, reducing risks of hacking or data breaches. ATM businesses handle financial transactions, so websites need to reflect security and professionalism. On a custom web page, you can highlight SSL certificates, compliance messaging, and trust signals.

7. Competitive Advantage

A unique, well-designed web page sets you apart from competitors who may be using the same cookie-cutter templates. In this way, you communicate what makes your business distinct. Not to mention the advantage this visibility gives you over competitors with no online presence.

How to Reap Your Web Page Benefits

Lack the technical know-how, time, and resources to sit down and design your own web page? Skip the DIY. ATMDepot.com now offers a done-for-you custom ATM business web page service. Unlock the full potential of your ATM business with Pro+ Membership and a custom-designed web page.

A custom web page isn’t just “nice to have”. It’s a business growth tool. If you are just starting out in the ATM business, it’s a good idea to make your ROI and start making consistent profit before budgeting for marketing. But once you get more established and start to figure out what your brand is and the direction you want to take your business, a custom web page is a MUST when it comes to scaling.

Our done-for-you web page isn’t just a listing—it’s your local digital storefront built for search engines, trust, and lead generation. Designed exclusively for Pro+ Members, this page turns you into the go-to ATM provider to build your business and become known as the “ATM Provider Near Me” so you can get exclusive online leads! Gain instant online credibility to become the local ATM expert and the go-to guy/gal in your area.

Build local authority. Attract leads. Boost your ATM business. Invest in your digital presence and visit ATMDepot.com today to reap those web page benefits and own your local market!

Who’s Starting a Side Hustle and Why?

by Amber Iven

A side hustle is a way to generate extra money in addition to a regular salary. Whether you have a part-time job, a series of gigs, or a full-time job, a side hustle is something you can do to bring in a little more income.

It might seem surprising, though, that so many people are looking to a side hustle even when working full-time. Shouldn’t full-time income be enough? For most people, it seems, a side hustle offers a financial boost. It’s something that can be used for those “nice-to-have” budgets while the full-time income covers the “need-to-have”.

However, the right side hustle isn’t a grind. It shouldn’t be something that drains your battery, that you dread, or that you cut corners on. For many people, a side hustle means making money doing something they genuinely enjoy.

This article draws upon Bankrate’s recent Side Hustle Survey. The results show how some professionals are finding personal and professional gain from their side hustle, not just financial gain. And the beauty of a side hustle is that, if done right, you get to choose how you spend that time, just like other professionals have. Could an ATM business be that side hustle for you?

Why Start a Side Hustle?

The number one reason to start a side hustle is to make extra money. But what is that money for? According to Bankrate’s Side Hustle Survey, 41% of side hustlers use their extra income for discretionary purchases, 35% for regular living expenses, 28% for savings, and 20% for paying down debt.

But the rewards of a side hustle aren’t just financial. One nurse, for example, works as a school nurse in between her regular shifts to get a wider range of patient experience. She gets personal fulfillment from her side hustle. “I work with older adults who are critically sick, so seeing little kids be joyous and jovial and happy all the time is better for my mental health,” Vivian Ezugwu says.

Loan underwriter Martin de Anda started flyer distribution as a side hustle to afford the luxury of going out in his free time. He enjoys the socialization he gets from his side hustle which his desk job doesn’t offer. But after developing a strong client-base, he was able to take this flexible side hustle full time. “I have the flexibility of actually choosing when I want to take a break and just not work because I want to go to the beach or the movies,” he says.

According to Bankrate’s survey, average side hustler monthly income is $885 in 2025. While that might not sound like a lot, a side hustle can also be a way to broaden experiences, give back to your community, or monetize your hobbies. And for some people, when they realize that they can turn their side hustle into a full-time gig, the flexibility often is the biggest incentive.

Who’s Starting a Side Hustle?

Bankrate’s survey found that younger generations are more likely to have a side job. However, no age group is excluded. Of all side hustlers, 34% are GenZ (18-28), 31% are millennials (29-44), 23% are GenX (45-60), and 22% are boomers (61-79).

Young professionals in their 20s and 30s, like Ezugwu and de Anda, might seek extra income to pay off student loans, save for travel, or supplement entry-level wages. Mid-career workers in their 30s, 40s, and 50s might be seeking more financial security, exploring a career change, or testing a business idea before leaving their main job.

Stay-at-home parents seek flexible income that fits around childcare schedules. Retirees use their skills and hobbies to bring in supplemental income or stay active. Creative professionals and hobbyists can turn passions like art, photography, writing, etc. into small revenue streams.

So no matter who you are, a side hustle is not out of reach.

Why an ATM Business Is the Ultimate Side Hustle

An ATM business can also make a good side hustle for any generation. While GenZers can start an ATM business if they have the capital, Bankrate reports that 34% of GenZers don’t even have an emergency savings fund. But, with savings or financing access, an ATM business can generate income while working full time. The extra income can accelerate debt payoff or savings without adding a second demanding job.

The 30- to 50-year-old mid-career workers, on the other hand, are more likely to have the capital necessary ($2,000-$4,000) to start an ATM business. An ATM business is semi-passive once machines are installed and filled, so it can run alongside a full-time job. An ATM business creates a stable second income stream for long-term wealth building or debt payoff.

Stay-at-home parents can benefit from an ATM business because it can be managed during off-peak hours. Once machines are set up, the workload is predictable and not 9–5 dependent. It offers steady, recurring income that doesn’t require constant active selling or being tied to a desk.

An ATM business can be good for retirees due to its light physical demands (mostly cash loading and machine checks) and flexible scheduling. It can be scaled to match their desired activity level and provides supplemental retirement income without requiring daily high-effort work.

An ATM machine business is low effort at first. Most new ATM business owners start with just one or two machine placements. But it is completely possible to scale to 10 or more machines making ATM operation a full-time, flexible, low-effort gig! Just like de Anda, if you find that you enjoy the flexibility of an ATM side hustle, make it your goal to replace your regular 9-5 desk job.

Benefits of an ATM Business

It’s getting harder and harder for many people to make ends meet for many people. Let alone are they able to save money or travel. For those reasons, side hustles are projected to increase. If you’ve been looking for a way to make some extra money without the demands of a second in-person job that takes you away from your family and fills all of your free time, consider operating an ATM.

An ATM machine generates semi-passive income. That means that once it’s all set up, it will make money while you’re away. Simply keep it loaded and operational, and you’re in business. To find out exactly how much you can make with just one machine, check out our article on how much ATM business owners make.

Ready to get started? Get your free ATM start-up kit today!