7 Benefits of Getting an ATM Business Mentor

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A business mentor is a valuable resource in any industry. Having a mentor provides you with access to years of experience you don’t already have if you are just getting started. When starting a business, you don’t have to reinvent the wheel. Learn from others’ mistakes, repeat what works, and be humble enough to ask for help and admit when you don’t know something. Otherwise, your path to success will likely be a long and rocky one.

An ATM business is no different. Any business mentor will be able to give you business advice to a certain extent. There are some ins and outs that all businesses share. But a business mentor with specific ATM industry experience is a rare find. 

If you’re interested in generating passive income with an ATM business, you’re in the right place. In this article, you’ll find out all of the value an ATM business mentor can provide as well as how to get access to your own ATM business mentor who will be by your side every step of the way.

1. Get Answers to Your Questions  

One of the obvious benefits of an ATM business mentor is having someone to answer all of your questions. Yes, you can find answers to your questions from a variety of sources. But how long will that take? 

You might not find an answer that applies to your unique situation. You might come across outdated or incorrect information. And if you enlist the help of other individuals, you are at the mercy of their busy schedules.

Basically, having a dedicated ATM business mentor provides you with timely, reliable answers to your questions. You will rarely, if ever, have to spend time interpreting and discerning the different opinions you will get from a basic internet search or forum.

2. Avoid Mistakes

Plus, you don’t know what you don’t know. Without an ATM business mentor, how do you know whether or not you’re asking the right questions? Some of your questions might only arise after a mistake has been made and needs to be fixed. 

Without an ATM business mentor, you will make common mistakes that are easily avoidable. What you need is someone to give you a heads up! A good business mentor knows what you should do, but also what you should not do. This can save you time, money, and unnecessary stress.

3. Get Started Faster

There is a lot to do when starting an ATM business. You have to complete all of the necessary paperwork, get a business bank account set up, establish a location, purchase equipment…. That’s a lot of steps and a lot of new territory to navigate. 

But do you know what happens when you work with an ATM business mentor? You get started faster! Given your financial circumstances, how soon do you need to start making revenue? The longer it takes you to get started, the longer it will take to start making money.

Working with an ATM business mentor can help streamline the process. It can also help keep you accountable. That way, if you start to feel lost or overwhelmed, you’re less likely to abandon the idea altogether. So rather than waste time and resources trying to go it alone, invest in an ATM business mentor to increase your chances of success.

4. Make More Money

The sooner you get started, the sooner you can start making money! You will also save money by avoiding simple mistakes. The less money you have to put into your business, the more you get to put in your pocket.

And the smoother your business runs, the better your service will be. This will earn you more contracts, more customers, and before you know it, you’ll be making a steady flow of passive income.

5. Receive Ongoing Support

It’s important to remember that once your business is up and running, your questions and learning won’t stop there. Parents don’t send their kids off into the world once they learn to walk; there’s years of development in between.

Having an ATM business mentor ensures that you aren’t alone in your business once you’re operational. When extenuating circumstances arise, you will still want someone there to guide you through your situation. 

Your business will change over time, too. You might want to adjust the role you play in your business. You might want to scale your business. These changes will be easier and smoother with an established ATM business mentor who can help you make the best decision for you based on your unique situation and goals.

6. Borrow Authority

It can be difficult to gain clients and customers without any previous experience. Many people fall victim to imposter syndrome, wondering how they can assure people that they are serious, dedicated, and professional without any proof to back it up. 

This is where borrowing authority comes in handy. If you can align yourself with someone who is well-established, people will feel more comfortable with you and will take you more seriously. It also proves that you have access to the knowledge, tools, and resources you’ll need to do a good job. 

Aligning yourself with someone who has years of experience provides you with access to more and better networking opportunities, too. If you are ever in a position where you need to connect with other industry professionals, your ATM business mentor will know just where to look and who to call. They can introduce you to valuable contacts, potential clients, or partners, which can open doors for your business.

7. Try the Business Risk-Free

Finally, working with an ATM business mentor can allow you to explore various aspects of the business before jumping right in. This way, you can determine whether or not an ATM business is right for you before you get started. 

There are some questions you will have and things you will want to know before you invest your time and money. If you take advantage of the ATM Business Road Map, for example, you get access to mentorship from ATMDepot.com’s own founder and CEO, Noah Weider, with a 30-day money-back guarantee.

That means that if after 30 days (or 3 out of the 9 modules) you don’t think the ATM business or mentorship is right for you, then you haven’t lost anything!

Conclusion

Overall, having a business mentor can accelerate your learning curve, increase your chances of success, and provide invaluable support throughout your entrepreneurial journey. You don’t have to look any further for an ATM business mentor. The ATM Business Road Map has everything you need to get you started in the ATM business plus ongoing support throughout your business journey.

If you are looking for an ATM business mentor, Noah Weider is a trusted name in the industry with years of experience behind him. He is motivated by the growing need for successful local ATM business owners and operators who know what they’re doing. If you’d like to generate a couple grand a month in residual income, you can get started today!

Is There a Free ATM Business Mentorship?

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A business mentorship is a good way to get advice and guidance as you pursue a new business venture. It’s a good idea to seek the wisdom of those who have been where you are and who are where you want to be. 

If you’re looking for a free ATM business mentorship, there is a ton of information available to you online for free. But if you are serious about starting an ATM business and want to know the quickest route to generating passive income, consider investing in a course. Better yet, a course should offer ongoing support you can count on throughout your entire journey. 

Fortunately, there’s a course you can try absolutely risk-free. That’s good news if you aren’t sure yet if an ATM business is right for you. There are also a number of free resources online you can explore before diving into a course. All of this is to say, there’s nothing stopping you from getting started!

6 Ways to Get Free ATM Business Mentorship

The ATM industry is rather niche. Most people don’t know that you can purchase and place your own ATM and profit from the surcharge fee. They assume that all ATMs are owned and operated by financial institutions.

So finding a mentor specifically focused on the ATM business for free might be challenging. But there are several avenues you can explore to seek mentorship and guidance.

Networking

Obviously, you will want to start with people you know. Do you know anyone personally who is already involved with ATMs? Do you know anyone who knows anyone? You can connect with like-minded individuals through networking events, industry conferences, or online forums. Engage with them, ask questions, and seek advice. Sometimes, informal mentorship relationships can develop through networking.

Industry Associations

You can also join industry associations related to the ATM business. The National ATM Council (NAC) or the ATM Industry Association (ATMIA), are some examples. They can provide access to resources, educational materials, and networking opportunities. These associations may also offer mentorship programs or connect you with experienced professionals in the field.

Online Communities

Additionally, look for online communities or forums. ATM business owners and operators gather online to discuss industry trends, share insights, and offer advice. Participating in these communities can provide valuable mentorship-like support from peers who have experience in the field.

Local Business Support Organizations

You might be able to find local business support organizations or entrepreneurship centers in your area that offer mentorship programs or business counseling services. While not specific to the ATM industry, these organizations may still provide valuable guidance on starting and managing a business.

Small Business Development Centers

Small Business Development Centers, or SBDCs, often offer free or low-cost business counseling services to entrepreneurs and small business owners. While they may not have expertise specifically in the ATM business, they can provide general business advice and support.

Online Courses and Resources

Finally, take advantage of online courses, webinars, and resources focused on entrepreneurship, business management, and the ATM industry. While not a direct mentorship, these resources can still provide valuable knowledge and guidance as you navigate the ATM business. 

Keep in mind that any free courses or webinars will not offer complete information. But they are still good places to start if you are just looking for more information about what an ATM business entails. Once you are sure you want to pursue an ATM business, seek paid resources that will offer ongoing support and help you make money as quickly as possible.

The Best (Risk-) Free ATM Business Mentorship

What if we told you that you could get more value from a paid course than from a free ATM business mentorship? You’d expect to pay for valuable information and support, right? But that’s a huge commitment. You might not be sure whether an ATM business is right for you. And you might not know how much time and effort you’ll be able to invest at the start.

We get that. Most people probably feel that way. If you rely on free ATM business mentorship, you don’t lose anything if you change your mind or if life gets in the way. There’s a level of security in free resources and a certain amount of risk with paid courses. But there are two important factors you should consider:

Quality and Quantity

First, remember that you get what you pay for. So if you really want what an ATM business has to offer, it’s wise to pay more for quality advice. This will allow you to make money fast and with few mistakes.

And not just quality; quantity, too. An internet search can yield answers to your questions. But who is going to show you how to do things? Who is going to help you avoid common mistakes? How are you going to be confident you will make money fast? That kind of support only exists in well-established entities with years of experience. You have to have seen it all to know what works and what doesn’t. You just don’t get access to those kinds of personal experiences for free online.

Time

Second, you probably want to start making money as quickly as possible. If you rely on free business mentorship, chances are you will have to utilize more than one avenue to get all of the answers to your questions. That’s going to take some time. 

You will have to be at the mercy of other people’s schedules, and you will have to spend a lot of time doing your own research. Then there’s the matter of verifying information and getting second and third opinions. Even still, you can’t be sure that you are going to find someone who has experienced a situation as unique as yours.

So if you want the best, most complete information fast, a paid course developed by a professional with years of experience is the best ATM business mentorship option. The ATM business road map is the answer. 

Why? It’s the best of both worlds. You can try the course for 30 days, explore 3 modules, and if it isn’t for you, you don’t pay anything! If it is, you have access to all of the wisdom of Noah Wieder, ATMDepot’s founder, plus ongoing support and resources as you journey from zero to ATM business owner.

What is the ATM Business Road Map?

The ATM business road map is your risk-free ATM business mentorship. It includes all of the secrets of the ATM business that you can use to generate a steady flow of passive income. 

The course content is derived from Wieder’s 30 years of experience in the industry. That includes his personal experiences as well as those of the thousands of independent ATM deployers (IADs) he’s worked with in that time. So he’s seen it all. He created the ATM business road map to address the growing need for knowledgeable, successful local ATM business owners and operators.

The course includes over 50 video lesson modules and hundreds of pages of resource material. It is designed to be a resource you can come back to time and again as you progress through different stages in your business. It’s not just something you take from beginning to end one time. Therefore, you can get started in the ATM business right away; you don’t have to wait until you complete the course!

What You Get

The ATM Business Road Map includes 

  • lifetime access to the ATM Business Road Map Training System
  • lifetime access to the digital version of Wieder’s new book “How to Start and Grow an ATM Business: The Ultimate Side Hustle”
  • lifetime access to the full slide reference guide: all module notes, bonus modules, all terms, test your knowledge quizzes for each module, plus a task list
  • a full 12 months of access to the ATMDepot.com member area
  • a full 12 months of access to the private “ATM Business Road Map – Clients Only” Facebook Group moderated by ATMDepot.com staff
  • and a Certificate of Completion (Official IAD)

This training system is based on three decades of experience and insights into what works and doesn’t work as an ATM business owner. If you put in the work and follow the steps laid out in the road map, you’ll be well-equipped to earn passive income from your ATM business!

Conclusion

A paid course with a money-back guarantee is the best “free” ATM business mentorship. It allows you to explore the business for free if you decide it isn’t for you. However, if you like what you see, you can keep the program for life in addition to access to ongoing support and resources as you continue to develop and grow your business.

If you put in the initial work and avoid quitting prematurely, you can grow your wealth and generate a steadily increasing semi-passive income. If you’re unhappy with the course for any reason, just email us within 30 days of purchase, or before you start Module 4.2, for a full refund.

What are you waiting for? Look no further for an ATM business mentorship. Start your successful ATM business today!

Is There a Business Training Program on How to Start an ATM Business?

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If you are looking for a business training program on how to start an ATM business, look no further. Now, you can get ATM business training, mentorship, equipment, and processing all in one place. 

A good ATM business training program doesn’t just provide you with a set of steps and instructions. It also provides a wealth of resources and ongoing support, all from someone who’s been there and seen it all.

That business training program exists, and it’s the ATM Business Road Map. Created by ATMDepot.com founder and CEO Noah Wieder, the ATM Business Road Map allows you to start your ATM business today with tools, resources, and instructions you can reference as you go. 

A road map doesn’t provide one direction at a time. It shows the route from beginning to end with all of the turns along the way. You can see where you’re at, where you’re going, and all of the places you might need to stop (fuel, food, rest, etc.) as you travel. 

Similarly, the ATM Business Road Map provides you with the information you need as you need it. With Noah Wieder as your navigator, you can be confident that you will get from point A to point B without getting lost.

What Does an ATM Business Training Program Include?

There are a few topics you should expect from a good ATM business training program, most of which are based on frequently asked questions. For example:

Market Research and Placement

You will want to know how to gauge the market in your particular area. What should you look for when it comes to scoping out a location for an ATM machine? How can you be sure that a location will be successful for your ATM? How can you negotiate a place to operate your ATM from? Who is your competition and how can you keep up?

Business Setup and Documentation

You will also need to know how to navigate legal and regulatory requirements. How will you establish your business? What’s the best way to set up a business bank account? What documentation will you need? 

Business Model and Goals

There is a lot of room for customization with an ATM business. What do you want yours to look like? What are your goals? Which skills, resources, and assets do you already have and which ones do you need? 

Equipment and Installation

Then you need to choose your equipment. Which machine is best? Which one is best for you? Should you purchase any upgrades? Right away or after you start generating revenue? What does installation and programming look like? Will you install the machine yourself or hire it out?

Maintenance and Monitoring

Once you have your equipment, you need to consider ongoing maintenance. What will this include? What tools and resources will you need? How much cash should you load? Where do you get the cash? Who will be responsible for loading the cash in the machine? How will you monitor the activity on your machine? How will you handle customer service?

Marketing and Customer Acquisition

And, the most important questions might be about getting customers. Who are your customers? How will you attract customers to your ATM machine? What do customers in your area need and want from an ATM service? How can you provide it? 

You’ll be able to answer all of these questions and more, confidently, with the help of the ATM Business Road Map.

ATM Business Road Map Training Program

“I’ve been around the block, and I’ve seen it all,” says Wieder. “But there’s one business model that stands out like a diamond in the rough – the ATM business.” 

The goal of the ATM Business Road Map is to help you generate a steady flow of passive income from one or more ATM machines. If you want to

  • Call the shots
  • Be your own boss
  • Earn passive income
  • Achieve financial security
  • Quit your day job
  • Spend more time with friends, family, and hobbies

then it’s time to get your ATM Business Road Map.  

This program wasn’t designed to be something you take once and never return to. It was created as a resource you can come back to time and again as you progress through different stages in your business. The program includes over 50 video lesson modules and hundreds of pages of resource material. To ensure your success, simply follow the road map.

Meet Your Mentor: Noah Wieder

From Zero…

Noah Wieder has been in the ATM business for 30 over years. Before he got started in the ATM industry, he was hustling. After graduating from college, he moved from upstate New York to San Diego, California with everything he could fit into his van—and with no job lined up.

He worked in the merchant processing industry until he became the first employee of U.S. ATM and one of the first Tidel ATM technicians. He later founded XtraCash ATM for the National Bankcard Association, Inc. and was among the first five people invited to join the very first Triton ATM Advisory Committee. 

Wieder has been training ATM entrepreneurs since the late ‘90s when he held quarterly business opportunity training seminars. 

He installed ATMs in 190 San Diego-area McDonald’s locations, helped coin the term “McMoney,” and installed over 5,000 ATMs nationwide over the span of 5 years.

Wieder worked for 2 years as the V.P. of ATM Sales & Marketing for CIBC before setting off on his own and starting ATMDepot.com in 2002. He grew the business slowly, solely from cash flow, and barely made enough to buy a cup of coffee with his first residual check. 

…To Hero

Today, ATMDepot.com is debt-free, manages over 3,500 ATMs, and has nearly 2,000 independent ATM deployers (IADs) as clients who receive education, training, sales, service, and support.

There’s a reason Wieder has worked in the ATM industry for over 30 years: it’s the ultimate side hustle. He created the ATM Business Road Map to address the growing need for successful local ATM business owners and operators who know what they’re doing and are doing it right. 

Wieder has learned from all of the mistakes so that you don’t have to. He’s put all of that experience into one ATM business training program to help you get from wherever you are to generating a couple grand a month in residual income.

Why Choose the ATM Business Road Map Training System?

The ATM business has one of the fastest ROIs and lowest barriers of entry of any side hustle or semi-passive income stream. Simply invest in a machine, find a location, and set it up. Before you know it, your investment will pay for itself. Get a dozen machines up and running, and you’re easily making $50,000-$60,000 a year—a salary that most people would earn from grueling 40+ hour work weeks—almost passively!

You can find training programs through online courses, industry associations, or specialized consulting firms that focus on ATM business startups. But working with an experienced ATM operator provides the most valuable insights, knowledge, resources, and support.

Satisfaction Guaranteed

Still not sure if this ATM Business Road Map is right for you? Try it for 30 days with no risk! If you’re unhappy with the course for any reason, just email us within 30 days of purchase or before you start Module 4.2 for a full refund.

Plus, in addition to lifetime access to the ATM Business Road Map Training System, you’ll also receive 

  • Lifetime access to the full slide reference guide which includes all module notes, bonus modules, all terms, test your knowledge quizzes for each module, and a task list
  • Lifetime access to the digital version of Wieder’s new book, How to Start and Grow an ATM Business: The Ultimate Side Hustle
  • A full 12 months of access to the ATMDepot.com member area
  • A full 12 Months of access to the private “ATM Business Road Map – Clients Only” Facebook Group moderated by ATMDepot.com staff
  • And a Certificate of Completion (Official IAD)

This is a serious business, and you can earn serious money. But you will need to put in the initial work and avoid quitting prematurely if you aim to grow your wealth and generate a steadily increasing semi-passive income.

If you’re ready to take control of your financial future, check out the ATM Business Road Map today and unlock all the secrets of the ATM business!

9 Additional Income Ideas for Brick-and-Mortar Entrepreneurs

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Additional income ideas are often sought after no matter who you are. But if you are a brick-and-mortar entrepreneur, you might have a leg up already. You already own a business which means you already have products and services ready to offer your customers and clients. Now, it’s just a matter of optimizing the resources you already have in place.

Here, we have 9 additional income ideas for brick-and-mortar entrepreneurs. That’s anyone who owns his or her own business and operates it from a store or office, but some of these ideas will apply to any business. If nothing else, use these ideas as a springboard for developing an additional income stream that works for you!

Workshops and Classes

Workshops and classes are a great way to promote your services and engage with the community. And, you don’t even have to have a lot of space. Depending on the nature of your business, you might be able to host workshops and classes online. These can be live, like a webinar, or prerecorded, like a class. 

This is one of the most flexible additional income ideas. With pre-recorded classes, you can create the content and roll it out when there is particular demand for it, or just sell it as an appetizer for done-for-you services.

Online classes and workshops allow you to offer this service without the need for a ton of space, and those who are interested will be better able to fit it into their schedules. However, if you do have the space, in-person workshops can bring in traffic to your store where they can view and purchase items and services. It’s a great way to get exposure.

Workshops and classes work well for any service people typically have done for them. This might be financial maintenance, meal prep, auto repair, or crafting. If you have expertise in a particular area related to your business, you can offer workshops or classes.

Online Sales

If you own a brick-and-mortar retail store, you might consider offering online sales. You can do this from your own website or even from social media and other third-party platforms like Amazon or Etsy. Determine a maximum shipping radius and develop a set shipping fee or adjust online ticket prices and offer “free” shipping. Either way, this can bring in more sales without costing you anything extra. 

Even if you don’t own a retail store, you can still offer online sales. You can sell any product related to your industry that clients and customers might need from someone like you. Say you own a salon, for example. You might consider selling beauty products online. 

As an expert in your industry, your customers will value your product recommendations. This can put you ahead of the competition with other big businesses. It also offers your customers a one-stop-shop. They’re already buying your service; why not buy your products, too?

Extra Services

To piggy-back on online sales, think of other services you can offer your clients related to your business. For example, if you run a beauty salon, you could offer makeup or skincare consultations. If you specialize in clothing design, offer alterations. A lawn care business could expand into other outdoor maintenance like cleaning gutters or washing windows. A restaurant or cafe can offer delivery, catering, or meal-prep packages. 

With specialized knowledge or expertise in your industry, you can offer consulting services to customers and even to other businesses. The possibilities are endless!

Loyalty Programs and Memberships

Loyalty programs and memberships are great upsells in and of themselves, but they also encourage repeat business and a steady stream of income. Offer a one-time or annual charge in exchange for discounted product pricing, special offers, coupons, free shipping, and other incentives. 

This is one of the most cost-effective additional income ideas. It requires very little extra time and resources.

Events

Hosting events offers a lot of benefits:

First, it helps you connect with your community. Especially if you live in a small town, people are always looking for something new to do. This is a good way for you to get to know your community better and network.

Second, it’s great for exposure. People who might not have previously been aware of your business might find you through your event. And then, of course, if held on-site, you bring in extra traffic to your business location. 

Events could include product launches, fashion shows, talent shows, singles’ nights, or networking events. Charge admission fees or partner with other businesses to sponsor the events. Partnering with other businesses that offer complementary products or services could include cross-promotion, joint event, or bundled offering opportunities, too.

Merchandise

Whether you own a salon, a lawn care company, or a financial advising business, you can sell merchandise. Sell t-shirts, ball caps, tumblers, etc. with your name, logo, slogan, or motto to friends, family, and regular customers and clients. Not only will they more than likely be happy to support you, but you benefit from the additional marketing, too!

Franchise Opportunities

If your business model is successful, consider franchising it to expand your brand and generate additional income through franchise fees and royalties. Scale your business and open more locations!

Rent Space

If you have extra space at your brick-and-mortar location, consider renting it out to other businesses or individuals for events, meetings, or pop-up shops. You can also rent store space out to an independent ATM deployer (IAD). Having an ATM on-site provides you with a number of benefits. 

It encourages cash payments which can save you money on credit card transaction fees. It also brings in more traffic to your location. Some people might visit you rather than a competitor for the extra ATM service. Others might visit you just to use the ATM machine. That’s okay. It still brings them into your business so that they know you exist and maybe even make an impulse purchase! 

There are also advertising opportunities with an ATM machine. You can work with the IAD to customize the graphics to promote your business and offer coupons on transaction receipts to encourage repeat business.

And, most importantly, you can earn a portion of the surcharge fee on each transaction made on an ATM in your location. So if you are approached by an IAD or are able to locate one, you should jump on the opportunity to let them operate an ATM machine from your location and share in the benefits, namely passive income: you make money without doing the work!

ATM Machine

Why share in someone else’s surcharge revenue when you could have it all? Sharing your location with an IAD is a great idea, especially if you feel like you are too busy to take on more responsibility. But if you have a few hours a week to spend on vaulting your own machine, it could be a worthy investment for you.

Owning your own ATM machine provides you with all of the benefits above plus the whole surcharge fee revenue. And, since you are already benefiting from having an ATM on-site, the surcharge revenue might just be the icing on the cake. Therefore, you could find yourself offering a competitively low surcharge fee which will bring in not only your own customers but ATM customers, too. You basically end up operating two businesses simultaneously!

Conclusion

When it comes down to it, an ATM machine might be one of the best additional income ideas because it requires the least amount of effort. It will require some regular maintenance, but you don’t need to spend nearly as much time planning and marketing for an ATM machine as you do for other additional income ideas. 

Plus, it’s cost-effective. It will require a little bit of money up-front if you purchase your own, but once it’s up and running, you make money anytime someone uses it; you don’t even have to be there! And if you are able to place it outdoors, you could be making money 24/7.That’s what’s great about being a brick-and-mortar entrepreneur: you already have the number one asset of a location. Now all you have to do is optimize it. Interested in making additional income? Get your ATM start-up kit today!

Underrated Semi-Passive Income You Should Start in 2025

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Semi-passive income has never been easier with the amount of business that takes place online these days. This is great news if you are good with technology and computers. But you don’t have to join the masses to make passive income. 

Here, we’ll look at some of today’s common semi-passive income gigs and compare them to an underrated semi-passive income business we think you should explore this year. With the cost of living constantly increasing, isn’t it time you made some extra money on the side?

What is Semi-Passive Income?

Active income is the most traditional income people make. It involves trading time for money. For example, you perform your full-time job 40 hours a week in exchange for a paycheck. That paycheck typically represents the amount of time you put into your job. If you work more hours, you make more money.

Passive income, on the other hand, is money that is automatically generated by assets you own, a product you’ve created, or a system you’ve developed. This means that you don’t have to constantly be working to make money because the asset, product, or system works for you and makes money for you. 

Semi-passive income, then, is a combination of both. To oversimplify, you could be making full-time income while only working part-time hours. Wouldn’t that be nice!

Ways to Make Semi-Passive Income

Most semi-passive income gigs require some sort of specialized knowledge or skill. For example, you can invest in stocks that pay regular dividends allowing you to earn a share of another company’s profits. But which ones? And what happens if you choose wrong? 

Then there is real estate crowdfunding where you invest in real estate projects and earn rental income or a share of the property’s profits. Like stock investment, it requires you to do a lot of research, diversify your portfolio, and have a clear understanding of your risk tolerance. If you want to make money now, this isn’t the way to go.

You could create something and sell that. But do you have the skills and expertise to write a book or create an online course? Do you have the time it takes to develop these? How do you market these? Who would your audience be? It only makes money if someone buys it. How can you be confident that they will? How will you keep up with competitors?

You could develop a useful mobile app and earn money through ads, in-app purchases, or subscriptions. But are you an app developer? Do you know one?

Are you an artist, creator, or entertainer? If so, you could monetize a blog or YouTube channel through ads, sponsorships, and affiliate marketing. But you have to spend time creating enough quality content to get viewers. You can sell photos to stock photography websites or license your work for use in advertisements, merchandise, or publications. 

So what do you do if you don’t have any of these skills or knowledge or even the time? That’s where an ATM business comes in. 

Skills You Need (or Don’t) for an ATM Business

Anyone can start an ATM business. All you need is a machine and a place to put it! A processing company will connect you with the credit card networks, and any handyman can install the machine with a drill and some bolts. Provide an internet connection, load the machine with cash, and you’re in business!

Of course, there’s a little more to it than that, but not much more. Basically, we just want to emphasize that you don’t need any specific background, knowledge, certification, or skills to operate an ATM machine. 

You might need some people skills. You will need to approach business owners to strike a deal where you operate your ATM machine from their location. And you might need some negotiation skills for this, too, but ATM machines place themselves because of the many benefits they offer store owners and their customers. 

If you can load napkins into a spring-loaded napkin holder, you can load cash into an ATM machine. And if you’ve ever used an ATM machine before, then you already know the basic functions.

Even if you aren’t a people-person or don’t feel comfortable with mechanics, it’s very easy to find someone who is. So there’s no shortage of resources for you if you get stuck. You can even turn it into a family business where each member’s strengths are strategically applied. Then, sit back and watch the money come in!

How an ATM Business Makes Semi-Passive Income

An ATM business makes money from the surcharge fee imposed on transactions made on the machine. This means that you install the machine, get it working, and then when it’s in use it’s making money—with or without you.

Now, we’ll call this semi-passive income because you will need to monitor the activity and load the cash. You can’t just walk away and forget about it. But you can monitor your machine remotely from an app on your phone while you’re at your day job, traveling, shopping, playing golf, watching football…. And it only takes a few hours a week to travel from the bank to the ATM to reload it.

When you get started with one machine, you might decide that you want to make more income. All you have to do is place more machines! More machines will require more time, but you could be making full-time income from part-time hours—all while being your own boss!

Underrated Semi-Passive Income You Should Start in 2025

We consider an ATM business to be an “underrated” semi-passive income idea because many people don’t know it’s an option. Most people think that all ATM machines are owned by banks or other financial institutions rather than by individual deployers. And then there is the rumor that cash is a dying currency (it’s not). An ATM business is still a profitable business in 2025, and it will likely be for the rest of our lifetime.

You don’t have to create anything, you don’t have to sell anything, and you can make money while you sleep. You don’t need any specialized skills or knowledge, either. And there are courses like ATMDepot Academy to guide you every step of the way. You don’t even have to finish the course to be able to start! It’s more like a personal manual with tips and tricks to help make your job even easier. The benefits of starting an ATM business far outweigh those of other semi-passive income streams, making it the most underrated semi-passive income option in 2025. Request your free ATM startup kit and get started today!