The Importants of ATM and Personal Security

Automatic teller machines are cash dispensers and are a wonderful convenience item for those individuals who are busy with traveling or other life responsibilities and need access to cash in a hurry. But while they certainly can and do make life a little easier, they can also give pause to daily activities when using an ATM because there are other things other than fast cash that a person should consider for their own safety and personal security.

It is a common understanding in general that everyone needs to be careful for their safety when they’re using an ATM, but there are also some nuances that the person should be aware of as well. It’s important to be aware of small details regarding personal safety and security, but it’s also just as important to take the necessary steps that are required in order to protect a person’s physical body and his money. Here are a few tips in general of which it’s important to stay aware, but the tips will also list a few detailed tidbits of information in addition to the suggested item:

1. Avoid using any ATM if you are alone. Having someone to accompany you gives you more of a sense of security, and lessens the likelihood of someone approaching you that may have ill intentions. This also applies to if it’s day or night as well. It’s highly suggested to either take someone with you or choose to use the ATM when there is heavy foot traffic around the ATM.

2. Do not use ATM’s after dark, if possible. This is not a wise choice for either male or female, and the individual should make sure that they are not using any ATM that’s in a dark or poorly lit area. Also, avoid ATM’s that are flanked by walls, high bushes or even areas where there is none to little foot traffic. The more traffic there is around the area, the less likely there is for something to happen or someone to approach you. This also applies to using drive through ATM’s as well, although it may seem or appear to be a safe thing to do.

3. Examine your surroundings whenever you go to an ATM. Do this as you’re driving up to the machine in your car, walking up to the machine or even while you’re spotting the machine and are about to go up to it. Notice who’s around the area and whether or not they look like they “fit” in or if they’re standing idly by. If there are suspicious people or behavior going on around the ATM, do not use the machine and notify the authorities if the actions look like potential criminal activity may be going on.

4. Already have your card out and information ready to make the transaction once you approach the ATM unit. You don’t want to be looking and searching for anything once you’ve reached the ATM unit, and you certainly don’t want to be distracted just before you use the machine. Potential thieves can spot easy prey when they see a customer fumbling for their wallets or change purses, looking for their cards.

5. Protect your ATM card pin number, and also shield that PIN number while you’re making the transaction. This further ensures that no one can “phish” your information or gain access to your ATM account.

For the most part, ATM’s are very safe and secure to use, although nothing is guaranteed. However, it’s best to have in place as much safety and security plans in order to ensure your personal security. To ensure this, stay diligent and aware of your surroundings at all times, as well as security possibilities that may not, but can, occur.