ATM Processing Explained by ATMDepot

ATM Processing Explained

Whether you already have ATM Processing or are just starting in the ATM Business and you’re looking for an ATM Processing Company, ATM Depot can help. We’ll unlock the secrets of ATM Processing so you can be successful with your ATM machines.

ATM Depot specializes in ATM Processing, Sales, Service, and IAD Support.

There is no magic to processing ATM transactions or running your own ATM Business. It’s all about the numbers and we’re here to support you. Give us a call and we’ll let you know if we think you have a good location.

We can also help you figure out what you can expect to make from ATM processing with your Machine.

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ATM Processing Connectivity Options

When ATMs first became popular in retail stores, they handled transactions via a standard analog dial-up operation. This connection uses a phone line. However, most ATMs now come equipped with an RJ45 jack to communicate via the Internet. This makes the ATM ready for Ethernet connections to an ISP (Internet Service Provider) for processing.

With cellular device pricing and monthly fees coming way down, we now offer ATM wireless service at unbeatable pricing. This way, your ATM communications are in your control and not the location’s control. This gives you maximum uptime. Wireless service makes the need for a phone line or relying on a slow or intermittent merchant internet service a thing of the past.

  • Our new wireless system gives you remote capability for any ATM anywhere. Now you can turn most late model ATM Machines into a Mobile Cash Machine. For example, you can install an ATM in an enclosed trailer (ask us to tell you how) to bring them to fairs and weekend events. You can set up an ATM Machine where phone service was previously unavailable. Ask us if wireless device services are available in your area.

ATM Machine Ethernet Connectivity

An Ethernet connection on ATM machines also allows retailers with reliable Internet service to process ATM transactions without adding a phone line or an ATM wireless device. As a result, this saves the additional monthly phone line expense. Processing internet transactions usually take under 8 seconds. This is fast compared to processing phone line transactions. A phone line transaction can typically take at least 20 seconds to complete before the machine dispenses cash. In short, internet transactions are a great option for busy ATM locations as long as the ISP and connection are reliable.


The typical ATMs you see in retail stores, hotels, restaurants, night clubs and all over the US are (mostly) Free Standing ATM Machines. All Free Standing ATM Machines can be set up with ATM Depot as your atm processing company. Regardless of where you purchased your equipment ATM Depot can still handle the transactions on your ATM.

Some of the popular brands from the late 1990s through today have been:

Hyosung Halo II w/ Screen Ad
  • Hyosung Halo II – one of the most popular late model ATM’s
  • Nautilus Hyosung – (ATM Equipment and processing available)
  • GenMega (ATM Equipment and processing available)
  • Triton ATM Machines – (ATM Equipment and processing available)
  • Tranax (formerly Cross), Now owned by Hantle Manufacturing and called Hantle ATM – (ATM Equipment and processing available)
  • WRG ATM Machines – (ATM processing available for certain models)
  • Tidel ATM Machines – (no processing available, no longer compliant, purchased by NCR)
  • NCR Discontinued the product line
  • Do not buy used Tidel ATMs as they are no longer compliant

If you have an ATM and would like to switch your ATM processing to contact us today. You’ll receive the same 365-day support that we’ve been providing our IAD’s and retail customers since 2003. Switching your processing is fast, easy and free.

If you’re an IAD interested in getting started in the ATM business, the fastest way to get started is by downloading our free PDF. If you are a retailer and need immediate assistance call us at 888-959-2269. Similarly, you can complete our inquiry form and we will contact you the next business day.


Our ATM processing center operates an extensive settlement and accounting system that assures prompt, accurate delivery of funds to the owner of the machine. The system also includes detailed monthly processing reports. In other words, processing reports show down to the transaction level on a daily basis via the Internet.

Real Time ATM Monitoring should be available from your ATM Processing Company

You will also be able to log in to a secure area to see your transactions, balances, and more in real-time. A separate monthly merchant statement is also sent electronically at no additional charge. Also, the statement breaks down all the processing details for the month.

The management reporting and residual accounting for all transaction processing is able to support multiple-party revenue sharing among merchants and other business partners when needed. To clarify, if you have one or more ATMs processing transactions and you need to pay more than one person or entity from the income, we can do that for you at no additional charge.

Real-Time ATM Processing Company with Online Monitoring Included

Our ATM Portal provides fast and convenient access to real-time ATM transaction information. This online information delivery tool, created exclusively for our customers, is all available 24 x 7 365. Via a secure real-time monitoring link, all customers can now enjoy seeing live processing information. In conclusion, you can view daily and monthly terminal reports, view real-time transaction processing, review and research inquiries, and download processing data into customized reports.